Department of Agriculture Agricultural Credit Policy Council in cooperation with	LandBank of the Philippines and Quedan Rural Credit & Guarantee Corporation
The Innovative Financing Schemes

1. Special Agricultural Financing Window (SAFW)  A credit line/rediscounting facility designed to encourage rural lending agents to lend to collateral-short small farmers and fisherfolk.

2.  Rural Household Business Financing (RHBF) Program  The Location Specific Financing Schemes (LSFS) is the second component part of the DA/ACPC-Landbank Innovative Financing Schemes (IFS) Program that seeks to improve the credit access of small farmers/fisherfolk particularly those without or are deficient in collateral. This component seeks to find workable alternative financing schemes that  are locally evolved and are tailor-fit to the characteristics of the collateral short rural agri/fishery-based borrowers. The Rural Household Business Financing (RHBF) Program shall be the first scheme to be pilot-tested. Other scheme(s) that may later be developed shall likewise be implemented adopting this set of guidelines.          3. DA-GMA's Hybrid Rice Credit Assistance Program (HyCAP) The HyCAP is a credit scheme for Small Hybrid Palay Farmers through Traders/Millers under the Special Agricultural Financing Window (SAFW) of the Agricultral Credit Policy Council (ACPC), LandBank of the Philippines (LBP) and Quedan Rural and Credit Guarantee Corporation (Quedancor).